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Your Local Independent Insurance Agency

Effective Management Associated 2 specializes in health, life, and disability insurance.

Effective Management Associated 2 is an employee benefits consulting company offering a full spectrum of Group and Individual Insurance services. EMA has been in the insurance business for over 30 years. Our staff consists of Human Resource professionals from a diverse array of industries. A focus on customer service allows EMA to effectively manage relationships between assigned client companies and their respective employees giving everyone involved a clearer understanding of their benefits.

Your Comprehensive Plan Review

EMA can introduce innovative methods to provide customized benefit programs specific to your organization, while reducing costs. Your benefit plan should be an asset to your company, not a drain on your finances. Contact EMA for a comprehensive plan review and let our experienced staff show you how to better leverage the dollars your company spends on its benefits program.

Lowering Costs IS Possible

The health and well-being of your employees and their family needs to be supported by a high quality benefits plan. EMA knows that the relationship between your company and its employees is paramount and will recommend the solutions most transparent to your employees, for easier communication and implementation.

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Health Insurance
Health Insurance

Health Insurance

Our philosophy is to fully understand your objectives and then translate them into solutions that provide assurance and peace-of-mind.
Life Insurance

Life Insurance

Life insurance can help you secure your family's financial future by providing the funds they need to cover uninsured medical bills.
Individual Disability Insurance
Disability Insurance

Disability Insurance

Disability Income Protection is a must for a business owner, and highly recommended for executives. You can provide group and individual policies.
Group Benefits

Group Benefits

Many businesses today face challenges in attracting and retaining top employees. As an owner, you know the importance of employee coverage.

Recent News & Updates

Beginner’s Guide To Choosing A Beneficiary

If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...

Foods With More Calories Than You Think

Just because a food is healthy doesn’t make it low in calories. If you are watching your weight, it doesn’t pay to disregard the calorie content of anything you consume, including meal additions, drinks, and foods with high nutritional value. Hidden sources of calories can add significant amounts to your daily intake. The following are foods that contain more calories than you think. Nuts Pistachio,...

Is It Better To Get Life Insurance Through My Workplace Or Independently?

Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...

Easy Ways To Vary Your Diet

Most of us know how important it is to eat a varied diet that includes plenty of fruits and vegetables and high-quality protein. But when we are used to eating a certain way, it may be easier said than done to add healthy variety to our meals. The following tips can make it easy to vary your diet with foods that are good for your...