Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens To My Mortgage Protection Insurance If I Sell My House?

When you purchase a home, you are likely to get offers for mortgage protection insurance, a type of life insurance that will pay off your mortgage in case you die or become disabled. This provides protection for your family if you are no longer there or no longer able to work to pay the mortgage. If you die, with some policies, the proceeds go directly...

Is Having A Lower Health Insurance Deductible Worth It?

When you are shopping for health insurance, one important question to consider is whether to go with a high-deductible or low-deductible plan. Unfortunately, there is no blanket answer to that question. The best type of health insurance plan for you will depend on your individual needs. Why The Deductible Is An Important Factor In Choosing Health Insurance Most people shopping for health insurance look first...

How Do I Change My Life Insurance Beneficiary?

It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...

Do I Need Vision Insurance In Addition To Health Insurance?

It is common knowledge that no one should live without health insurance, given the cost of healthcare today. But what about vision insurance? Good vision plays a vital role in a person’s quality of life. While some health plans provide vision coverage, others do not. Our experienced agent can help ensure that you have the vision insurance you need to protect and improve your sight....

Understanding Waivers Of Premium

If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...