Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do I Need Vision Insurance In Addition To Health Insurance?

It is common knowledge that no one should live without health insurance, given the cost of healthcare today. But what about vision insurance? Good vision plays a vital role in a person’s quality of life. While some health plans provide vision coverage, others do not. Our experienced agent can help ensure that you have the vision insurance you need to protect and improve your sight....

Understanding Waivers Of Premium

If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...

Do I Really Need A Flu Shot?

If you have ever had the flu, you know it is a very unpleasant experience. As though the fever, chills, muscle aches, headache, sore throat, and runny nose were not enough, many people develop complications. Flu complications may include sinus or ear infections, pneumonia, or sepsis when infection of the respiratory tract triggers an extreme inflammatory response. Thankfully, flu vaccination can help you protect yourself...

Will Quitting Smoking Lower My Life Insurance Premiums?

There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....

Is Coffee Good Or Bad For Your Health?

A cup of coffee in the morning is a long-established ritual for many of us in America. According to Gallup News, nearly two-thirds of all adults in the U.S. drink at least one cup of coffee a day. Average daily consumption is 2.7 cups, a statistic that has not changed since 1999, despite warnings in the past that coffee may be harmful to your health....